Zhanbing Xiao (肖战兵)
Ph.D. Candidate in Finance, UBC Sauder


Curriculum Vitae



HA 391, 2053 Main Mall, Vancouver, BC V6T 1Z2


Google Scholar



Research Interests:

Financial Intermediation

Labor and Finance

Climate Finance

Household Finance

Working Papers

  • Agree to Disagree: Within-Syndicate Conflicts and Covenant Design (SSRN)(Slides)

          with Yongqiang Chu and Luca X. Lin.

Featured in: Duke GFMC FinReg Blog

Conferences33rd AFBC 2020, AEFIN 28th Finance Forum 2021, 33rd Asian FA Conference 2021.

  • The Industry Expertise Channel of Mortgage Lending (SSRN(Slides)

         with Yuxiang Zheng

Conferences: SWFA Annual Meeting 2021, 28th AEFIN PhD Mentoring Day 2021, 28th AEFIN Finance Forum 2021,  AAA Annual Meeting 2021, FMA Annual Meeting 2021, IBEFA-ASSA Annual Meeting 2022 (Scheduled), AFA Ph.D Poster Session 2022 (Scheduled).

  • Interest Rate Risk, Prepayment Risk and Banks' Securitization of Mortgages (SSRN(Slides)

Featured in: All About Finance-World Bank Blogs

Conferences: 11th FMCG 2021; 37th AFFI 2021, 15th North American Meeting of the UEA; 1st Frontiers in International Finance and Banking,  34th AFBC (Scheduled), AFA Ph.D Poster Session 2022 (Scheduled).

  • Lines of Credit, Two-Player External Liquidity (SSRN)

         with Zhongyan Zhu. 

Conferences:  34th AFBC (Scheduled)

  • The Lesser of Two Evils? Labor Skill and Loan Covenants

       with Luca X. Lin and Hernan Ortiz-Molina

Older Working Papers

  • Smart Beta, "Smarter" Flows (SSRN)

       with Jie CaoJason Hsu, and Xintong Zhan.